Lydia Roth A new survey conducted by the Federal Reserve shows 71% of employer firms plan to increase revenue over the next 12 months, and 46% plan to hire. American businesses are looking to expand. Growing operations often means seeking capital to support it. But getting the right capital is no easy feat, especially if you’re…
by Chans Weber When it comes to exploring various financing options, whether you sell products, services or delectable brews from a celebrated microbrewery, one of the most important distinctions that your business must make is between an unsecured and secured working capital loan. Below, we…
Meredith Wood One of the most difficult aspects of running any business is inventory—maintaining sufficient inventory, buying new inventory, or obtaining financing for purchases in the first place. Nearly 42% of business owners report cash flow problems, so you might just have to take out a loan to be able to afford new inventory. What…
by SULEIMAN MUSTAPHA Banks have intensified their search for collaterals from businesses and loan applicants in a bid to reduce growing number of non-performing loans (NPLS) in the banking sector that had hit GH¢ 6.2 billion as of December 2016. The move is to tighten the loose ends in the loan application process that has…
Pune, Maharashtra, India Do you need financial assistance without the monthly pay-outs that accompany a Personal Loan? Bajaj Finserv, India’s most diversified financial services company through its lending arm Bajaj Finance, brings you a unique product – the personal line of credit. A Bajaj Finserv Line of Credit is a one-of-a-kind credit facility allotted…
Toshiba Corp. is offering stock holdings and real estate as collateral to lenders as it seeks additional financial support amid multi-billion losses in its U.S. nuclear business, according to people familiar with the matter. The Tokyo-based company met with banks Wednesday afternoon and made the offer as it requested loan extensions through the end of…
Lydia Roth Let’s say you own a ski shop that sells 200 skis per year. Next year you expect to sell 300. That’s a 50% increase! How are you going to cover the purchase of those extra skis? Who is going to sell/fit all those skis to your customers? Many business owners opt to work…
by Andy Daniel An insider’s look on collateral based loan application and how to secure commercial loan with leased Letter of Credit. Ontario – Major financial institutes take a conservative approach when offering commercial loans to businesses. Several factors are taken into consideration for the eligibility of an application, including credit history, income, revenues, company’s…
by Rania Oteify Gulf: If you’re taking out a personal loan, auto loan or a home mortgage, you must be prepared with a list of questions to ask your lenders. These questions are not only about what you’re being offered, but they also must check for alternative that might save you money. Rates are not…
By SATYAJITDAS Government bonds were once seen as providing guaranteed, steady income and safety of capital. No longer. The global financial system is now underpinned by the use of government bonds as collateral to secure financial transactions. Collateral use has become more entrenched; banks rely on secured funding, including repos, with central banks. Regulations encourage…